car finance

What you need to look for before availing your car loan

Going in for a new or used car loans? Working out your financial options for your car? There are a few things you need to check out before “buying” your car. Here are a few pointers which will help you prepare for your “buy”: · Financing your new car Unless you're paying hard cash, you need to undertake a crash course on becoming a quasi “loans expert” if you’re planning to buy a car in the near future and don’t have an expert to handle your car loans repayments. It makes no difference about the type of car you desire; the basic remains the same for all car types – cars, sedans, SUVs, pick ups, mini vans, jeeps etc. You “borrow” once and “repay” on a monthly basis. Since you don’t have enough cash to fund your vehicle, or maybe you do have cash but still prefer to go in for used car finance (you pay a “down payment” - a fraction of the car’s cost), you are going to need financers. Different financers...

New Car Loan Guide for Borrowers with Bad Credit

A lot of people out there look forward to replace their clunker car with a new one or buying their first car. Although, choosing a new car is not difficult as one knows what can they afford but much hassle is faced while financing it, especially for people with credit issues. A new auto loan is what you should opt for while buying a new automobile. With ezautofinance.net you can avail new car loans for any car purchase such as SUVs, trucks, mini vans and luxury cars including all makes and models. Applying for a new car loan offers you more flexibility and options if we compare to used automobile loan. You can acquire low interest rates and longer terms with warranties on new car loan which ultimately reduces your monthly payments. So there’s less fear of being upside down on your car. On the other hand used cars, while being cheaper have their own drawbacks, such as higher rates and shorter term with less flexibility and warranties. Hence,...

10 Tips for getting right car loan for you

You've probably spent years thinking that your dream car is out of your reach. But have you thought about a car loan? That car you've always wanted could be just within your grasp! America is a nation of car owners. With over 133 million cars on the road, that means that there are 1.24 cars to every house in America! The amazing fact is that over 70% of these vehicles are purchased using car loans. With a huge range of car loans available such as direct loans or dealer loans, it's difficult to work out how much you can afford or which is best for you. Follow these top ten tips and you can't go wrong! Top Ten Tips - Getting the right car loan for you 1. Before anything, check your credit rating. If you have a credit score <600 you may have to finance your car purchase using a bad credit car loan. These loans will have higher interest rates but if you keep up your repayments you will increase your credit rating. Eventually you'll...

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