Debt settlement finds a way to negotiate with the lenders to waive off certain percentage of the outstanding balance with the borrowers. A portion of the amount is paid off at an agreed upon settlement amount. This process can be very effective if a third party settlement services company is employed. They negotiate hard with the companies to eliminate between 40-60% of the original balances. A shocking revelation says that last year alone there were 1.5 million bankruptcies filed. It is a serious problem for the lenders as it is their business to reap profits and not bankruptcies. They do business in the market and hardly gains because of the bankruptcies. Lenders do not get even a single penny when bankruptcy is filed. Hence, they find that negotiating with a debt settlement company might find fruitful results in getting back at least the 50% of their principle amount. Settle your debts up to 60% With the worst affected economy, the only...

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